Q: What does the insurance cover?

\nAccident Coverage:\nDeath of the insured person due to an accident;\nTotal and Irreversible Loss of Autonomy due to an accident.\nFor debit and credit card insurances, 'Accident' coverage includes, within the specified limits, temporary disability due to hospitalization following an accident.\n \nComfort Coverage provides protection for funds, payment transactions, and financial losses incurred on the bank card:\nProtection against unauthorized use of the insured card by a third party, including when installed on a smart device (ATM withdrawals or card payments) resulting from theft, robbery, or loss of the debit card.\nProtection of funds: financial losses due to theft/robbery or loss of withdrawn cash are covered.\nCompensation is paid up to the respective limits for:\nTheft of \nmobile phone and/or tablet \ntogether with the debit card;\nTheft or loss of \nwallet\n or \nbag\n together with the debit card (included in the overall limit for this coverage with a sub-limit per event of €102.26);\nTheft or loss of \nkeys\n or safe keys, stolen or lost together with the debit card;\nTheft or loss of \ndocuments\n stolen or lost together with the debit card.\n

Q: What is the geographical coverage of the insurance?

The insurance contract covers events occurring worldwide.\n

Q: Sum Insured and Insurance Compensation

The sum insured for "Accident" coverage is 1022.58 euro\nThe sum insured for "Comfort" coverage is 1365.15 euro with corresponding sub-limits for individual risks\nInsurance compensation for each type of coverage is as follows:\n\nAccident Coverage\nDebit Card – SI 1022.58 euro\nCredit Card – SI 1022.58 euro\nDeath as a result of accident\nThe sum insured is paid out\nPaid up to the maximum limit of the stated SI and cannot exceed the utilized amount on the credit card\nPermanent and Irreversible Loss of Autonomy (PILA) due to accident\nThe sum insured is paid out\nPaid up to the maximum limit of the stated SI and cannot exceed the utilized amount on the credit card\nTemporary disability due to hospitalization as a result of accident\nPayment is 10 ‰ (per mille) of the SI for this risk for each day of hospitalization after the third day, but not more than 180 days for all accident events within one insurance period.\nPayment is 10 ‰ (per mille) of the SI for this risk for each day of hospitalization after the third day, but not more than 180 days for all accident events within one insurance period.\n\n\n\n

Question 1

Who is this insurance for?Who is this insurance for?

Accepted Answer

The "Tranquility" debit/credit card insurance policies are designed for DSK Bank cardholders – individuals aged 18 to 74, who are holders of bank accounts with a debit or credit card issued in their name.

Question 2

Why do you need insurance?

Accepted Answer

With Groupama's 'Tranquility' group insurance for debit/credit cards, you receive secure protection for your bank cards and accounts. The insurance provides financial support in case of unauthorized use of the insured card by a third party, including when installed on a smart device, and is a result of Theft, Robbery, or Loss. All additional debit or credit cards linked to the bank account under which the insurance is concluded are also covered.

Question 3

What does the insurance cover?

Accepted Answer

Accident Coverage:
Death of the insured person due to an accident;
Total and Irreversible Loss of Autonomy due to an accident.
For debit and credit card insurances, 'Accident' coverage includes, within the specified limits, temporary disability due to hospitalization following an accident.
 
Comfort Coverage provides protection for funds, payment transactions, and financial losses incurred on the bank card:
Protection against unauthorized use of the insured card by a third party, including when installed on a smart device (ATM withdrawals or card payments) resulting from theft, robbery, or loss of the debit card.
Protection of funds: financial losses due to theft/robbery or loss of withdrawn cash are covered.
Compensation is paid up to the respective limits for:
Theft of 
mobile phone and/or tablet 
together with the debit card;
Theft or loss of 
wallet
 or 
bag
 together with the debit card (included in the overall limit for this coverage with a sub-limit per event of €102.26);
Theft or loss of 
keys
 or safe keys, stolen or lost together with the debit card;
Theft or loss of 
documents
 stolen or lost together with the debit card.

Question 4

What is the geographical coverage of the insurance?

Accepted Answer

The insurance contract covers events occurring worldwide.

Question 5

Sum Insured and Insurance Compensation

Accepted Answer

The sum insured for "Accident" coverage is 1022.58 euro
The sum insured for "Comfort" coverage is 1365.15 euro with corresponding sub-limits for individual risks
Insurance compensation for each type of coverage is as follows:

Accident Coverage
Debit Card – SI 1022.58 euro
Credit Card – SI 1022.58 euro
Death as a result of accident
The sum insured is paid out
Paid up to the maximum limit of the stated SI and cannot exceed the utilized amount on the credit card
Permanent and Irreversible Loss of Autonomy (PILA) due to accident
The sum insured is paid out
Paid up to the maximum limit of the stated SI and cannot exceed the utilized amount on the credit card
Temporary disability due to hospitalization as a result of accident
Payment is 10 ‰ (per mille) of the SI for this risk for each day of hospitalization after the third day, but not more than 180 days for all accident events within one insurance period.
Payment is 10 ‰ (per mille) of the SI for this risk for each day of hospitalization after the third day, but not more than 180 days for all accident events within one insurance period.

	Tranquility for Debit Card	Tranquility for Credit Card
Accident Coverage
Death due to accident
Total and irreversible loss of autonomy due to accident
Temporary disability due to hospitalization as a result of an accident*
Comfort Coverage
FOOTER SECTION
Theft, Robbery, Loss of withdrawn cash	:icon[b-1537]	:icon[b-1537]
Theft, Loss of keys and/or safe keys and/or personal identification documents, together with the card	:icon[b-1537]	:icon[b-1537]
Theft of mobile phone or tablet / theft or loss of wallet or bag together with the insured card	:icon[b-1537]	:icon[b-1537]
Insurance premium**
Monthly premium	1.99 euro	1.99 euro
Annual premium	23.87 euro	23.87 euro

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Frequently Asked Questions

Who is this insurance for?Who is this insurance for?

Why do you need insurance?

What does the insurance cover?

What is the geographical coverage of the insurance?

Sum Insured and Insurance Compensation

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Documents

Insurance Information Document - Debit Card

Information Document for Credit Card Insurance

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