Electronic Equipment Insurance

Main covered risks:

• fire, explosion, implosion, lightning, impact by piloted aircraft (or parts thereof), or cargo
• damage during fire extinguishing, demolition and/or clearing, or other losses caused by the listed incidents
• smoke, soot, and corrosive gases
• hail, storm (hurricane), torrential rain, flood
• damage from weight of natural accumulation of snow or ice, freezing, avalanches (for outdoor facilities)
• landslides/collapse/subsidence of earth layers and rock mass
• leaks from plumbing installations, gutters and drainage systems, action of direct steam
• design flaws, material defects, poor workmanship, and others.

• This insurance does not cover physical loss, destruction or damage to the following properties: jewelry, valuable furs, ingots, precious metals or gemstones;
• Household property, personal property;
• locomotives, railway rolling stock and watercraft; aircraft; vehicles and trailers registered or licensed for use on public roads;

• livestock, animals, birds or fish; land, trees, crops and meadows; bridges, canals, roads and tunnels, railway lines; docks, quays and ports; mining property located below the surface of the earth, etc.;

Full information can be found in the General terms and conditions of the insurance.