Insurance "Business Security - Standard"

Fire

Lightning, explosion, implosion

Impact by piloted aircraft, its parts or cargo.

• Natural disasters – storm (incl. falling trees and branches), hail, torrential rain, flood, damage from weight of snow or ice, and/or freezing
• Earthquake* (mandatory deductible of 2% of sum insured)
• Escape of water and steam
• Landslide or subsidence and/or damage from groundwater
• Damage to property due to impact by vehicle or animal
• Glass breakage, display windows, advertising signs and boards
• Malicious damage by third parties, vandalism
• Sudden escape of water from sprinkler systems
• Damage from sea waves
• Short circuit and/or power surge
• Shock/sound wave
• Breakdown of loading and unloading machinery during loading and unloading
• Damage during change of insurance location
• Other expenses

• Burglary, armed robbery and/or theft by technical means
• Electronic equipment
• Machinery breakdown
• Business interruption
• Loss of rental income
• Public Liability
• Tenant's liability
• Money in safe

• Motor vehicles with registration numbers, watercraft and rail transport vehicles, live animals;
• Documents, manuscripts, valuable papers, precious stones, works of art, plants.

You can find full information in the General Terms and Conditions of the insurance.