Groupama in Bulgaria delivers exceptionally strong financial results for the first half of 2026. As a leader in the local insurance market, Groupama reinforces its solid position through customer trust, innovative digital solutions, and flexible insurance products across general and life insurance.

We are proud to share the key achievements and financial stability of Groupama Insurance and Groupama Life Insurance, driven by the outstanding dedication of our team. Highlights of our performance:

• Significant premium growth: As of June 2026, total premium income for both companies reached €61 million, marking a strong 37.2% increase compared to the same period in 2025.
• High net result: Total net profit after tax reached €8.5 million, up 25% compared to H1 2025.
• Solid operational efficiency: The combined net ratio for both entities stands at 83%, maintaining the excellent, stable level achieved in June 2025.
• Both companies maintain a robust capital position and high financial resilience, with solvency ratios of 167% for life insurance and 185% for general insurance in Q1 2026.

Behind the Success: Professionalism, Trust, and Customer Focus

These impressive market metrics reflect Groupama's clear strategy to deliver accessible, secure, and modern insurance solutions in Bulgaria.

Our H1 2026 performance highlights the remarkable work of everyone at Groupama. Driven by our team's commitment and the continued trust of our customers and partners nationwide, Groupama remains a symbol of reliability and financial stability in the Bulgarian market.

By continuously streamlining and digitalizing policy issuance and claims processing, Groupama reinforces its position as a preferred insurer in Bulgaria.

Why Groupama is your reliable partner

Our sustainable growth and low combined ratio of 83% ensure exceptional liquidity and capacity to meet every commitment to our customers. Whether it is property insurance, Casco motor insurance, compulsory motor third party liability, travel insurance, or comprehensive life solutions, we deliver European quality standards tailored to local needs.

Groupama Bulgaria is part of the French Groupama Group. With over a century of history in insurance, the Group consistently delivers strong financial performance and stability year after year.

The Group's 2025 financial report shows solid financial performance and significant growth across all Groupama Group entities. Explore the full data here.